Business Credit Repair Services

 Business Credit Repair Services

We, at 007 Credit Agent, understand the issues related to business credit and offer services that cater to all scales of businesses. These services will help to improve the business credit history, get better credit opportunities, and expand the business. At 007 Credit Agent, the business credit services fall under three categories:

1. Credit Building

2. Credit Repair

3. Credit Monitoring

Credit Building refers to the process when Credit Repair consultants help entrepreneurs in creating their business profiles to qualify for credit opportunities. It includes verifying that the business has required licenses and approvals.

The credit repair specialists ensure that the business profile is active with the major credit bureaus Dun and Bradstreet, Business Experian, and Equifax Commercial. They also ensure that the credit bureaus have the correct information about the business. These bureaus utilize all the credit-related information to come up with credit reports and business credit scores. Thus, credit agents take special care to verify the authenticity of the data. 

The foremost issue related to business credit is that startups or newly established businesses face a hard time in finding credit opportunities. Their short credit history makes the process even harder. From a business stand-point, a new business venture comes under review in several scenarios. From vendors to investors, suppliers to potential employees, everyone scrutinizes the business before associating with it. Thus, 007 Credit Agent offers services that enable businesses to get initial trade credit. They set up vendor accounts for businesses and ensure that the vendor accounts report the accurate payment history to the credit bureaus.

Many businesses experience seasonal fluctuations in demand and unexpected expenses. As a result, the business cash flow might also fluctuate. In such situations, revolving credit is a good option, and 007 Credit Agent offers just that. Revolving credit is useful for meeting operational expenses and is a convenient and flexible option.

Credit Repair is the second segment of service. Through this, the credit repair specialists help their clients to improve their credit score. They negotiate with lenders to alter repayment plans so that the business does not default on loan repayments. Credit agents work in close collaboration with credit bureaus to dispute negative information in the business credit reports. They also offer debt consolidation programs to businesses to provide a long-term solution to their credit issues.

Credit monitoring services are an assurance to the clients that the Business Credit Advisors are watching their business activities and would take immediate steps to counter threats that can affect their credit scores and business relationships.